{"id":1357,"date":"2023-12-06T04:56:00","date_gmt":"2023-12-05T19:56:00","guid":{"rendered":"https:\/\/korearealestateinfo.com\/?p=1357"},"modified":"2023-12-05T20:16:46","modified_gmt":"2023-12-05T11:16:46","slug":"2024-%ec%a1%b0%ec%a0%95%eb%8c%80%ec%83%81%ec%a7%80%ec%97%ad-%eb%b3%80%ed%99%94%ec%9e%88%ec%9d%84%ea%b9%8c","status":"publish","type":"post","link":"https:\/\/korearealestateinfo.com\/real_estate_info\/2024-%ec%a1%b0%ec%a0%95%eb%8c%80%ec%83%81%ec%a7%80%ec%97%ad-%eb%b3%80%ed%99%94%ec%9e%88%ec%9d%84%ea%b9%8c\/","title":{"rendered":"2024 \uc870\uc815\ub300\uc0c1\uc9c0\uc5ed \ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c : \ud604\ud669\uacfc \uaddc\uc81c\ub0b4\uc6a9"},"content":{"rendered":"\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\uc6b0\ub9ac\ub098\ub77c \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc740 \ucc38 \ubcc0\ud654\ubb34\uc30d\ud569\ub2c8\ub2e4. \uac70\ub300\ud55c \uc790\uae08\uc774 \ud750\ub974\ub294 \ud558\ub098\ud558\ub098\uc758 <strong>\ub369\uc5b4\ub9ac\uac00 \ub9e4\uc6b0 \ud070 \uc0c1\ud488<\/strong>\uc758 \uc2dc\uc7a5\uc784\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ud6c8\ud48d\uacfc \uc11c\ud48d\uc774 \uc544\ub2cc <strong>\uad11\ud48d<\/strong>\uacfc <strong>\ub208\ubcf4\ub77c<\/strong>\ub85c \uadf9\uacfc \uadf9\uc744 \ub2ec\ub9ac\uae30 \ub54c\ubb38\uc774\uc8e0. <\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ucf58\ud150\uce20<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/korearealestateinfo.com\/real_estate_info\/2024-%ec%a1%b0%ec%a0%95%eb%8c%80%ec%83%81%ec%a7%80%ec%97%ad-%eb%b3%80%ed%99%94%ec%9e%88%ec%9d%84%ea%b9%8c\/#%EC%A1%B0%EC%A0%95%EB%8C%80%EC%83%81%EC%A7%80%EC%97%AD\" title=\"\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed\">\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/korearealestateinfo.com\/real_estate_info\/2024-%ec%a1%b0%ec%a0%95%eb%8c%80%ec%83%81%ec%a7%80%ec%97%ad-%eb%b3%80%ed%99%94%ec%9e%88%ec%9d%84%ea%b9%8c\/#%ED%88%AC%EA%B8%B0%EA%B3%BC%EC%97%B4%EC%A7%80%EA%B5%AC\" title=\"\ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c\">\ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/korearealestateinfo.com\/real_estate_info\/2024-%ec%a1%b0%ec%a0%95%eb%8c%80%ec%83%81%ec%a7%80%ec%97%ad-%eb%b3%80%ed%99%94%ec%9e%88%ec%9d%84%ea%b9%8c\/#%ED%88%AC%EA%B8%B0%EC%A7%80%EC%97%AD\" title=\"\ud22c\uae30\uc9c0\uc5ed\">\ud22c\uae30\uc9c0\uc5ed<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/korearealestateinfo.com\/real_estate_info\/2024-%ec%a1%b0%ec%a0%95%eb%8c%80%ec%83%81%ec%a7%80%ec%97%ad-%eb%b3%80%ed%99%94%ec%9e%88%ec%9d%84%ea%b9%8c\/#%EB%A7%BA%EC%9D%8C%EB%A7%90\" title=\"\ub9fa\uc74c\ub9d0\">\ub9fa\uc74c\ub9d0<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p>\uc6b0\ub9ac\uac00 <strong>\uc790\uc720\ubbfc\uc8fc\uc8fc\uc758 \uc2dc\uc7a5\uacbd\uc81c<\/strong>\uc758 \uad6d\uac00\uc5d0 \uc0b4\uace0 \uc788\uc9c0\ub9cc, \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc758<strong> \ud2b9\uc131<\/strong>\uc0c1 <strong>\uc815\ubd80\uc758 \uac1c\uc785<\/strong>\uc740 \ud53c\ud560 \uc218\uac00 \uc5c6\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc740 <strong>\uc218\uc694<\/strong>\ub294 <strong>\uc2ec\ub9ac\uc640 \ubd84\uc704\uae30<\/strong>\ub85c \uc0dd\uc131\ub418\uc5b4<strong> \uc21c\uac04\uc801<\/strong>\uc774\uace0 <strong>\uc989\uac01\uc801<\/strong>\uc778 \uba74\uc774 \ud07d\ub2c8\ub2e4. \uae30\uc874\uc5d0 \uc6d4\uc138\ub098 \uc804\uc138\ub85c \uc798\uc0b4\uace0 \uc788\ub358 \uc0ac\ub78c\ub4e4\ub3c4 <strong>\uc9d1\uac12\uc774 \uc624\ub97c \uac83 \uac19\uc73c\uba74<\/strong> <strong>\uc601\ub04c<\/strong>\uc744 \ud1b5\ud574 \uc9d1\uc744 \uad6c\ub9e4\ud558\uae38 \uc6d0\ud558\ub294 <strong>\uac70\ub300 \uc218\uc694<\/strong>\ub85c \ubcc0\ud558\uae30 \ub54c\ubb38\uc774\uc8e0. <\/p>\n\n\n\n<p>\ubc18\uba74\uc5d0 <strong>\uc8fc\ud0dd\uc758 \uacf5\uae09<\/strong>\uc740 \uacc4\ud68d\ubd80\ud130 \uc2dc\uacf5\uae4c\uc9c0 \ub9e4\uc6b0 \uc624\ub798 \uac78\ub9ac\uae30 \ub54c\ubb38\uc5d0 \uc218\uc694\uc5d0 \uc21c\uac04\uc801\uc73c\ub85c \uc801\ub2f9\ud55c \uacf5\uae09\uc744 \uc81c\uacf5\ud558\ub294 \uac83\uc740 <strong>\ubd88\uac00\ub2a5<\/strong>\ud569\ub2c8\ub2e4. \ub300\ub7c9\uc758 \uc8fc\ud0dd \uacf5\uae09\uc774 \uac00\ub2a5\ud55c \uc2e0\ub3c4\uc2dc\uc758 \uacc4\ud68d\uc740 \ud65c\uc131\ud654\uae4c\uc9c0 \uac70\uc9c4 <strong>10\ub144<\/strong>\uc774\ub77c\ub294 \uae34 \uc2dc\uac04\uc774 \uac78\ub9ac\uae30\ub3c4 \ud558\uc8e0.<\/p>\n\n\n\n<p>\ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc5d0\uc11c \uc218\uc694\uc640 \uacf5\uae09\uc758 <strong>\uc2dc\uac04\ucc28<\/strong>\uac00 \uc0dd\uae30\uba74 <strong>\uc8fc\ud0dd\uc758 \uac00\uaca9<\/strong>\uc740 \ud06c\uac8c \ud754\ub4e4\ub9b4 \uc218 \ubc16\uc5d0 \uc5c6\ub294 \uac83\uc774\uc8e0. \uc774\ub807\uac8c <strong>\ubd88\uade0\ud615<\/strong>\uc774 \ubc1c\uc0dd\ud55c \uc0c1\ud0dc\uc5d0\uc11c\ub294 \uc804\ubb38 \ud22c\uae30\uc138\ub825\uc758 \uc791\uc740 <strong>\uc870\uc791<\/strong>\uc5d0\ub3c4 \uc2dc\uc7a5\uc774 \ud06c\uac8c \uc694\ub3d9\uce60 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uc815\ubd80\ub294 \ub208\uc744 \ud06c\uac8c \ub728\uace0 \uac10\uc2dc\ud558\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub807\uac8c \ub9cc\ub4e4\uc5b4\uc9c4 \uac83\uc774 <strong>\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed<\/strong>\uacfc <strong>\ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c<\/strong>, <strong>\ud22c\uae30\uc9c0\uc5ed<\/strong>\uc774\ub77c\ub294 \uac1c\ub150\uc785\ub2c8\ub2e4. \uc624\ub298\uc740 \ubd80\ub3d9\uc0b0 \uac70\ub798\uc2dc \uc5c4\uccad\ub09c \ubd88\uc774\uc775\uc774 \ubc1c\uc0dd\ud558\ub294 \uc870\uc815\ub300\uc0c1\uc9c0\uc5ed\uacfc \ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c, \ud22c\uae30\uc9c0\uc5ed\uc5d0 \ub300\ud574\uc11c \uc54c\uc544\ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"800\" src=\"https:\/\/korearealestateinfo.com\/wp-content\/uploads\/2023\/12\/2024-\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed-\uc378\ub124\uc77c.webp\" alt=\"\" class=\"wp-image-1362\"><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A1%B0%EC%A0%95%EB%8C%80%EC%83%81%EC%A7%80%EC%97%AD\"><\/span>\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\ubaa8\ub4e0 <strong>\ud22c\uae30\uc9c0\uc5ed<\/strong>\uc740 <strong>\ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c<\/strong>\uc774\uba70, \ubaa8\ub4e0 <strong>\ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c<\/strong>\ub294 <strong>\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed\uc740 <strong>\uad6d\ud1a0\uad50\ud1b5\ubd80 \uc7a5\uad00<\/strong>\uc5d0 \uc758\ud574 \ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c\uc758 \uc9c0\uc815\uc694\uac74 \uc911 <strong>\uc815\ub7c9\uc801\uc778 \uc694\uac74<\/strong>\uc758 \uc77c\ubd80\ub97c \uc900\uc6a9\ud558\uc5ec \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc5d0 \uacfc\uc5f4\uc774 \ubc1c\uc0dd\ud558\uc600\uac70\ub098 \ubc1c\uc0dd\ud560 \uc6b0\ub824\uac00 \uc788\ub294 \uacf3\uc5d0 \uc120\uc815\ud569\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uad6d\ud1a0\ubd80 \uc7a5\uad00\uc758 \ud310\ub2e8\uc5d0 \ub530\ub77c \ub370\uc774\ud130\uc5d0 \uadfc\uac70\ud558\uc5ec \uc120\uc815\ud558\ub294 \uacbd\uc6b0 \uc678\uc5d0\ub3c4 \uc2dc\uc7a5\uc758 \ud750\ub984\uc774\ub098 \uc218\uc694\uc758 \ud615\ud0dc\uc5d0 \ub530\ub978 \uc815\uc131\uc801 \uc694\uac74\uc73c\ub85c \uc870\uc815\ub300\uc0c1\uc9c0\uc5ed\uc73c\ub85c \uc815\ud574\uc9c0\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>2023.12.05 \uae30\uc900 \uc870\uc815\ub300\uc0c1\uc9c0\uc5ed\uc740 2023.01.05 \ubc1c\ud45c\ub41c \uad6d\ud1a0\uad50\ud1b5\ubd80\uacf5\uace0 \uc81c2023-2\ud638\uc5d0 \ub530\ub77c \uc11c\uc6b8\ud2b9\ubcc4\uc2dc\uc758 <strong>\uc11c\ucd08\uad6c<\/strong>, <strong>\uac15\ub0a8\uad6c<\/strong>, <strong>\uc1a1\ud30c\uad6c<\/strong>, <strong>\uc6a9\uc0b0\uad6c<\/strong>\uac00 \uc9c0\uc815\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uc218\ub3c4\uad8c \uc678 \uc9c0\uc5ed\uacfc \uacbd\uae30\ub3c4, \uc778\ucc9c, \uc138\uc885 \ub4f1\uc758 \uc9c0\uc5ed\uc740<strong> \ubaa8\ub450 2023.01.05 \uc774\ud6c4\ub85c \uc870\uc815\ub300\uc0c1\uc9c0\uc5ed\uc5d0\uc11c \ud574\uc81c\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/strong><\/p>\n\n\n\n<p>\uacf5\uc2dd\uc801\uc778 \ub0b4\uc6a9\uc740 <a href=\"https:\/\/www.molit.go.kr\/USR\/I0204\/m_45\/dtl.jsp?gubun=&amp;search=%EC%A1%B0%EC%A0%95%EB%8C%80%EC%83%81%EC%A7%80%EC%97%AD&amp;search_dept_id=&amp;search_dept_nm=&amp;old_search_dept_nm=&amp;psize=10&amp;search_regdate_s=&amp;search_regdate_e=&amp;srch_usr_nm=&amp;srch_usr_num=&amp;srch_usr_year=&amp;srch_usr_titl=Y&amp;srch_usr_ctnt=&amp;lcmspage=1&amp;idx=17701\" rel=\"noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">\uad6d\ud1a0\uad50\ud1b5\ubd80 \ud648\ud398\uc774\uc9c0<\/mark><\/a>\uc5d0\uc11c \ud655\uc778 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1600\" height=\"800\" src=\"https:\/\/korearealestateinfo.com\/wp-content\/uploads\/2023\/12\/\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed-\ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c-\ud22c\uae30\uc9c0\uc5ed-\ubc94\uc704.webp\" alt=\"\" class=\"wp-image-1364\"><figcaption class=\"wp-element-caption\">\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed, \ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c, \ud22c\uae30\uc9c0\uc5ed \ubc94\uc704 \uac1c\ub150<\/figcaption><\/figure>\n<\/div><\/div>\n\n\n\n<p>\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed\uc5d0\uc11c\ub294 \ubd80\ub3d9\uc0b0 \uac70\ub798\uc640 \uad00\ub828\ub41c \uac00\uacc4\uc758 <strong>\ub300\ucd9c<\/strong>\uc774\ub098 \uc0ac\uc5c5\uc790 \ub300\ucd9c, <strong>\uc138\uae08<\/strong>, <strong>\uc804\ub9e4\uc81c\ud55c<\/strong>, <strong>\uccad\uc57d<\/strong> \ub4f1\uc5d0 <strong>\uac15\ud654\ub41c \uaddc\uc81c<\/strong>\uac00 \uc801\uc6a9\ub418\uba70 \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. <\/p>\n<\/div><\/div>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>\uad6c\ubd84<\/th><th>\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed \uc9c0\uc815\ud6a8\uacfc<\/th><\/tr><\/thead><tbody><tr><td>\uae08\uc735<\/td><td>&#8211; <strong>LTV : 9\uc5b5 \uc774\ud558 50%, 9\uc5b5 \ucd08\uacfc 30%<\/strong> <br>*\uc11c\ubbfc\u00b7\uc2e4\uc218\uc694\uc790 : 5\uc5b5 \uc6d0 \uc774\ud558 70%, 5~8\uc5b5 \uc6d0 \uad6c\uac04 60%(\ucd5c\ub300 20%p \uc6b0\ub300)<br>&#8211; <strong>DTI : 50%<\/strong><br>*\uc11c\ubbfc\u00b7\uc2e4\uc218\uc694\uc790 : 60%(10p \uc6b0\ub300)<br>&#8211; \uc911\ub3c4\uae08 \ub300\ucd9c \ubc1c\uae09 \uc694\uac74 \uac15\ud654(\ubd84\uc591 \uac00\uaca9 10% \uacc4\uc57d\uae08 \ub0a9\ubd80, \uc138\ub300\ub2f9 \ubcf4\uc99d \uac74\uc218 1\uac74 \uc81c\ud55c)<br>&#8211; 2\uc8fc\ud0dd \uc774\uc0c1 \ubcf4\uc720 \uc138\ub300\ub294 \uc8fc\ud0dd \uc2e0\uaddc \uad6c\uc785\uc744 \uc704\ud55c \uc8fc\ub2f4\ub300 \uae08\uc9c0(LTV 0%)<br>&#8211; \uc8fc\ud0dd \uad6c\uc785 \uc2dc \uc2e4\uac70\uc8fc \ubaa9\uc801 \uc81c\uc678 \uc8fc\ub2f4\ub300 \uae08\uc9c0<br>&#8211; \uc8fc\ud0dd\ub9e4\ub9e4\u00b7\uc784\ub300\uc0ac\uc5c5\uc790, \uc774\uc678 \uc5c5\uc885 \uc0ac\uc5c5\uc790 \uc8fc\ud0dd \uad6c\uc785 \ubaa9\uc801 \uc8fc\ud0dd\ub2f4\ubcf4 \uae30\uc5c5\uc790\uae08\ub300\ucd9c \uc2e0\uaddc \ucde8\uae09 \uae08\uc9c0<br>&#8211; \uc8fc\ud0dd\uc784\ub300\uc5c5 \uac1c\uc778\uc0ac\uc5c5\uc790\ub300\ucd9c RTI \u2192 <strong>1.25\ubc30 \uc774\uc0c1<\/strong>  <\/td><\/tr><tr><td>\uc138\uc81c<\/td><td>&#8211; 2\uc8fc\ud0dd \uc774\uc0c1\uc790 \ucde8\ub4dd\uc138 \uc911\uacfc<br>&#8211; \ub2e4\uc8fc\ud0dd\uc790 \uc591\ub3c4\uc18c\ub4dd\uc138 \uc911\uacfc, \uc7a5\uae30\ubcf4\uc720\ud2b9\ubcc4\uacf5\uc81c \ubc30\uc81c(2\uc8fc\ud0dd +20%p, 3\uc8fc\ud0dd +30%p)<br>&#8211; 2\uc8fc\ud0dd \uc774\uc0c1 \ubcf4\uc720\uc790 \uc885\ubd80\uc138 \ucd94\uac00 \uacfc\uc138<br>&#8211; \uc77c\uc2dc\uc801 2\uc8fc\ud0dd\uc790\uc758 \uc885\uc804 \uc8fc\ud0dd \uc591\ub3c4 \uae30\uac04 (2\ub144 \uc774\ub0b4 \uc591\ub3c4)<br>&#8211; 1\uc8fc\ud0dd \uc774\uc0c1\uc790 \uc2e0\uaddc \ucde8\u00b7\ub4f1\ub85d \uc784\ub300\uc8fc\ud0dd \uc138\uc81c \ud61c\ud0dd \ucd95\uc18c (\uc591\ub3c4\uc138 \uc911\uacfc, \uc885\ubd80\uc138 \ud569\uc0b0\uacfc\uc138)<br>&#8211; \ubc95\uc778\uc774 8\ub144 \uc7a5\uae30 \uc784\ub300 \ub4f1\ub85d\ud558\ub294 \uc8fc\ud0dd \uc885\ubd80\uc138 \uacfc\uc138<\/td><\/tr><tr><td>\uc804\ub9e4\uc81c\ud55c<\/td><td>&#8211; \uc8fc\ud0dd \ubd84\uc591\uad8c \uc804\ub9e4\uc81c\ud55c (\uc18c\uc720\uad8c \uc774\uc804 \ub4f1\uae30\uc77c\uae4c\uc9c0, \ucd5c\ub300 3\ub144)<br>&#8211; \uc624\ud53c\uc2a4\ud154 \ubd84\uc591\uad8c \uc804\ub9e4\uc81c\ud55c (\uc18c\uc720\uad8c \uc774\uc804 \ub4f1\uae30\uc77c \ub610\ub294 \uc0ac\uc6a9\uc2b9\uc778\uc77c\ub85c\ubd80\ud130 1\ub144 \uc911 \uc9e7\uc740 \uae30\uac04) *100\uc2e4 \uc774\uc0c1 \uc624\ud53c\uc2a4\ud154<\/td><\/tr><tr><td>\uccad\uc57d<\/td><td>-\uccad\uc57d 1\uc21c\uc704 \uc790\uaca9\uc694\uac74 \uac15\ud654, \ud574\ub2f9 \uc9c0\uc5ed \uac70\uc8fc\uc790 \uc6b0\uc120 \uacf5\uae09<br>-\ubbfc\uc601\uc8fc\ud0dd \uac00\uc810\uc81c \uc801\uc6a9 \ube44\uc728 (<strong>85\u33a1 \uc774\ud558 75%, 85\u33a1 \ucd08\uacfc 30%<\/strong>)<br>&#8211; \uc7ac\ub2f9\ucca8 \uc81c\ud55c (7\ub144)<br>&#8211; \uc624\ud53c\uc2a4\ud154 \uac74\uc124 \uc9c0\uc5ed \uac70\uc8fc\uc790 \uc6b0\uc120 \ubd84\uc591 *100\uc2e4 \uc774\uc0c1\uc740 \ubd84\uc591\ubd84\uc758 10~20% \uc774\ud558, 100\uc2e4 \ubbf8\ub9cc\uc740 \ubd84\uc591\ubd84\uc758 10% \uc774\ud558 <\/td><\/tr><tr><td>\uae30\ud0c0<\/td><td>\uc8fc\ud0dd \ucde8\ub4dd \uc2dc \uc790\uae08 \uc870\ub2ec \ubc0f \uc785\uc8fc \uacc4\ud68d \uc2e0\uace0 \uc758\ubb34 <\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed \uaddc\uc81c &#8211; \uad6d\ud1a0\uad50\ud1b5\ubd80<\/figcaption><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%88%AC%EA%B8%B0%EA%B3%BC%EC%97%B4%EC%A7%80%EA%B5%AC\"><\/span>\ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>\ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c<\/strong>\ub294 \uc8fc\ud0dd\uac00\uaca9\uc0c1\uc2b9\ub960\uc774 \ubb3c\uac00 \uc0c1\uc2b9\ub960\ubcf4\ub2e4 \ud604\uc800\ud788 \ub192\uc740 \uc9c0\uc5ed\uc774\ub098, \uc8fc\ud0dd\uacf5\uae09\uc774 \uc788\uc5c8\ub358 \uc9c1\uc804 2\uac1c\uc6d4\uac04 \ud574\ub2f9 \uc9c0\uc5ed\uc5d0\uc11c \uacf5\uae09\ub418\ub294 \uc8fc\ud0dd\uc758 \uccad\uc57d \uacbd\uc7c1\ub960\uc774 5\ub300 1\uc744 \ucd08\uacfc\ud558\uc600\uac70\ub098 \uad6d\ubbfc\uc8fc\ud0dd\uaddc\ubaa8 \uc774\ud558 \uc8fc\ud0dd\uc758 \uccad\uc57d \uacbd\uc7c1\ub960\uc774 10\ub300 1\uc744 \ucd08\uacfc\ud55c \uacf3\uc5d0 <strong>\uc8fc\uac70\uc815\ucc45\uc2ec\uc758\uc704\uc6d0\ud68c<\/strong>\uc758 \uc2ec\uc758\ub97c \ud1b5\ud574 \uc9c0\uc815\ub429\ub2c8\ub2e4. <\/p>\n\n\n\n<p><strong>\uc8fc\ud0dd\uc758 \ud22c\uae30\uac00 \uc131\ud589<\/strong>\ud558\uace0 \uc788\uac70\ub098 \uc131\ud589\ud560 \uc6b0\ub824\uac00 \uc788\ub294 \uc9c0\uc5ed\uc744 \uc8fc\ub85c \uc9c0\uc815\ud558\uba70, \uc2e0\ub3c4\uc2dc\uc758 \uac1c\ubc1c\ub85c \ud22c\uae30 \uc138\ub825\uc774 \ubab0\ub9ac\uac70\ub098 <strong>\ubd84\uc591\uad8c\uc758 \uac70\ub798<\/strong>\uac00 \ube44\uc815\uc0c1\uc801\uc73c\ub85c \ub9ce\uc740 \uacbd\uc6b0 \uc2ec\uc758\uc758 \ub300\uc0c1\uc774 \ub429\ub2c8\ub2e4. <\/p>\n\n\n\n<p>2023.12.05 \uae30\uc900 \ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c\ub294 2023.01.05 \ubc1c\ud45c \uae30\uc900\uc73c\ub85c \uc11c\uc6b8\ud2b9\ubcc4\uc2dc\uc758 <strong>\uc11c\ucd08\uad6c<\/strong>, <strong>\uac15\ub0a8\uad6c<\/strong>, <strong>\uc1a1\ud30c\uad6c<\/strong>, <strong>\uc6a9\uc0b0\uad6c<\/strong>\uac00 \uc9c0\uc815\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uacf5\uc2dd\uc801\uc778 \ub0b4\uc6a9\uc740 <a href=\"https:\/\/www.molit.go.kr\/USR\/I0204\/m_45\/dtl.jsp?gubun=&amp;search=%EC%A7%80%EC%A0%95%20%ED%95%B4%EC%A0%9C&amp;search_dept_id=&amp;search_dept_nm=&amp;old_search_dept_nm=&amp;psize=10&amp;search_regdate_s=&amp;search_regdate_e=&amp;srch_usr_nm=&amp;srch_usr_num=&amp;srch_usr_year=&amp;srch_usr_titl=Y&amp;srch_usr_ctnt=&amp;lcmspage=1&amp;idx=17700\" rel=\"noopener\">\uad6d\ud1a0\uad50\ud1b5\ubd80 \ud648\ud398\uc774\uc9c0<\/a>\uc5d0\uc11c \ud655\uc778 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>\uad6c\ubd84<\/th><th>\ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c \uc9c0\uc815\ud6a8\uacfc<\/th><\/tr><\/thead><tbody><tr><td>\uae08\uc735<\/td><td>&#8211; LTV : 9\uc5b5 \uc6d0 \uc774\ud558 40%, 9\uc5b5 \uc6d0 \ucd08\uacfc 20%, 15\uc5b5 \uc6d0 \ucd08\uacfc(\uc544\ud30c\ud2b8) 0% <br>*\uc11c\ubbfc\u00b7\uc2e4\uc218\uc694\uc790 : 6\uc5b5 \uc6d0 \uc774\ud558 60%, 6~9\uc5b5 \uc6d0 \uad6c\uac04 50%(\ucd5c\ub300 20%p \uc6b0\ub300)<br>&#8211; DTI : 40%<br>*\uc11c\ubbfc\u00b7\uc2e4\uc218\uc694\uc790 : 60%(20% \uc6b0\ub300)<br>&#8211; \uc911\ub3c4\uae08 \ub300\ucd9c \ubc1c\uae09 \uc694\uac74 \uac15\ud654(\ubd84\uc591 \uac00\uaca9 10% \uacc4\uc57d\uae08 \ub0a9\ubd80, \uc138\ub300\ub2f9 \ubcf4\uc99d \uac74\uc218 1\uac74 \uc81c\ud55c)<br>&#8211; 2\uc8fc\ud0dd \uc774\uc0c1 \ubcf4\uc720 \uc138\ub300\ub294 \uc8fc\ud0dd \uc2e0\uaddc \uad6c\uc785\uc744 \uc704\ud55c \uc8fc\ub2f4\ub300 \uae08\uc9c0(LTV 0%)<br>&#8211; \uc8fc\ud0dd \uad6c\uc785 \uc2dc \uc2e4\uac70\uc8fc \ubaa9\uc801 \uc81c\uc678 \uc8fc\ub2f4\ub300 \uae08\uc9c0<br>&#8211; \uc8fc\ud0dd\ub9e4\ub9e4\u00b7\uc784\ub300\uc0ac\uc5c5\uc790, \uc774\uc678 \uc5c5\uc885 \uc0ac\uc5c5\uc790 \uc8fc\ud0dd \uad6c\uc785 \ubaa9\uc801 \uc8fc\ud0dd\ub2f4\ubcf4 \uae30\uc5c5\uc790\uae08\ub300\ucd9c \uc2e0\uaddc \ucde8\uae09 \uae08\uc9c0<br>&#8211; \uc8fc\ud0dd\uc784\ub300\uc5c5 \uac1c\uc778\uc0ac\uc5c5\uc790\ub300\ucd9c RTI \u2192 <strong>1.5\ubc30 \uc774\uc0c1<\/strong><br>&#8211; \ubbfc\uac04 \uc784\ub300\ub9e4\uc785(\uc2e0\uaddc) \uae30\uae08\uc735\uc790 \uc911\ub2e8  <\/td><\/tr><tr><td>\uc804\ub9e4\uc81c\ud55c<\/td><td>\uc8fc\ud0dd \ubd84\uc591\uad8c \uc804\ub9e4\uc81c\ud55c (\uc18c\uc720\uad8c\uc774\uc804\ub4f1\uae30\uc77c\uae4c\uc9c0, \ucd5c\ub300 5\ub144)<br>&#8211; \uc624\ud53c\uc2a4\ud154 \ubd84\uc591\uad8c \uc804\ub9e4\uc81c\ud55c (\uc18c\uc720\uad8c \uc774\uc804 \ub4f1\uae30\uc77c \ub610\ub294 \uc0ac\uc6a9\uc2b9\uc778\uc77c\ub85c\ubd80\ud130 1\ub144 \uc911 \uc9e7\uc740 \uae30\uac04) *100\uc2e4 \uc774\uc0c1 \uc624\ud53c\uc2a4\ud154<\/td><\/tr><tr><td>\uccad\uc57d<\/td><td>-\uccad\uc57d 1\uc21c\uc704 \uc790\uaca9\uc694\uac74 \uac15\ud654, \ud574\ub2f9 \uc9c0\uc5ed \uac70\uc8fc\uc790 \uc6b0\uc120 \uacf5\uae09<br>-\ubbfc\uc601\uc8fc\ud0dd \uac00\uc810\uc81c \uc801\uc6a9 \ube44\uc728 (<strong>85\u33a1 \uc774\ud558 100%, 85\u33a1 \ucd08\uacfc 50%<\/strong>)<br>&#8211; \uc7ac\ub2f9\ucca8 \uc81c\ud55c (<strong>10\ub144<\/strong>)<br>&#8211; \ubd84\uc591 \uac00\uaca9 9\uc5b5 \uc6d0 \ucd08\uacfc \uc8fc\ud0dd \ud2b9\ubcc4\uacf5\uae09 \uc81c\ud55c<br>&#8211; \uc624\ud53c\uc2a4\ud154 \uac74\uc124 \uc9c0\uc5ed \uac70\uc8fc\uc790 \uc6b0\uc120 \ubd84\uc591 *100\uc2e4 \uc774\uc0c1\uc740 \ubd84\uc591\ubd84\uc758 10~20% \uc774\ud558, 100\uc2e4 \ubbf8\ub9cc\uc740 \ubd84\uc591\ubd84\uc758 10% \uc774\ud558<\/td><\/tr><tr><td>\uc815\ube44\uc0ac\uc5c5<\/td><td>&#8211; \uc7ac\uac74\ucd95\uc0ac\uc5c5 \uc870\ud569\uc6d0 \uc9c0\uc704 \uc591\ub3c4\uc81c\ud55c (\uc870\ud569\uc124\ub9bd \uc778\uac00 \ud6c4 \uc18c\uc720\uad8c \uc774\uc804 \ub4f1\uc2dc\uae4c\uc9c0)<br>&#8211; \uc7ac\uac1c\ubc1c\uc0ac\uc5c5 \uc870\ud569\uc6d0 \uc9c0\uc704 \uc591\ub3c4\uc81c\ud55c (\uc870\ud569\uc124\ub9bd \uc778\uac00 \ud6c4 \uc18c\uc720\uad8c \uc774\uc804 \ub4f1\uc2dc\uae4c\uc9c0)<br>&#8211; \uc815\ube44\uc0ac\uc5c5 \ubd84\uc591\uc8fc\ud0dd \uc7ac\ub2f9\ucca8 \uc81c\ud55c(5\ub144)<\/td><\/tr><tr><td>\uae30\ud0c0<\/td><td>&#8211; \uc8fc\ud0dd \ucde8\ub4dd \uc2dc \uc790\uae08 \uc870\ub2ec \ubc0f \uc785\uc8fc\uacc4\ud68d \uc2e0\uace0 \uc758\ubb34 + \uc99d\ube59\uc790\ub8cc \uc81c\ucd9c<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c \uaddc\uc81c &#8211; \uad6d\ud1a0\uad50\ud1b5\ubd80<\/figcaption><\/figure>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%ED%88%AC%EA%B8%B0%EC%A7%80%EC%97%AD\"><\/span>\ud22c\uae30\uc9c0\uc5ed<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>\ud22c\uae30\uc9c0\uc5ed<\/strong>\uc740 \uc8fc\ud0dd\uc758 \uac00\uaca9 \uc0c1\uc2b9\ub960\uc774 \ubb3c\uac00 \uc0c1\uc2b9\ub960\uc5d0 \ube44\ud574 \ub9e4\uc6b0 \ub192\uc740 \uc9c0\uc5ed\uc73c\ub85c, \uad6d\ud1a0\uad50\ud1b5\ubd80\uc7a5\uad00\uc758 \uc9c0\uccad \uc694\uccad\uc5d0 \ub530\ub77c \uae30\ud68d\uc7ac\uc815\ubd80\uc758 \ubd80\ub3d9\uc0b0\uac00\uaca9\uc548\uc815\uc2ec\uc758\uc704\uc6d0\ud68c\uc758 \uc2ec\uc758\ub97c \uac70\uccd0 <strong>\uae30\ud68d\uc7ac\uc815\ubd80\uc7a5\uad00<\/strong>\uc774 \uc9c0\uc815\ud558\ub294 \uc9c0\uc5ed\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\ubd80\ub3d9\uc0b0<\/strong> \uac00\uaca9\uc758 \uc0c1\uc2b9\uc774 \uc9c0\uc18d\ub418\ub294 \ubaa8\uc2b5\uc774 \ubcf4\uc774\uac70\ub098 \ub354 <strong>\ud655\uc0b0<\/strong>\ub420 \uc6b0\ub824\uac00 \uc788\ub294 \uacf3\uc774 \uc8fc\ub85c \uc9c0\uc815\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>2023.12.05 \uae30\uc900 \ud22c\uae30\uc9c0\uc5ed\uc740 2023.01.03 \ubc1c\ud45c \uae30\uc900\uc73c\ub85c \uc11c\uc6b8\ud2b9\ubcc4\uc2dc\uc758 <strong>\uc11c\ucd08\uad6c<\/strong>, <strong>\uac15\ub0a8\uad6c<\/strong>, <strong>\uc1a1\ud30c\uad6c<\/strong>, <strong>\uc6a9\uc0b0\uad6c<\/strong>\uac00 \uc9c0\uc815\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uacf5\uc2dd\uc801\uc778 \ub0b4\uc6a9\uc740 <a href=\"https:\/\/www.moef.go.kr\/nw\/nes\/detailNesDtaView.do?menuNo=4010100&amp;searchNttId1=MOSF_000000000062486&amp;searchBbsId1=MOSFBBS_000000000028\" rel=\"noopener\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-vivid-cyan-blue-color\">\uae30\ud68d\uc7ac\uc815\ubd80 \ud648\ud398\uc774\uc9c0<\/mark><\/a>\uc5d0\uc11c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"683\" height=\"912\" src=\"https:\/\/korearealestateinfo.com\/wp-content\/uploads\/2023\/12\/\ud22c\uae30\uc9c0\uc5ed-\ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c-\uc870\uc815\ub300\uc0c1\uc9c0\uc5ed-\ube44\uad50.webp\" alt=\"\" class=\"wp-image-1367\"><figcaption class=\"wp-element-caption\">\ubd80\ub3d9\uc0b0 \uaddc\uc81c \uc9c0\uc5ed \ube44\uad50 &#8211; \uae30\ud68d\uc7ac\uc815\ubd80<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%A7%BA%EC%9D%8C%EB%A7%90\"><\/span>\ub9fa\uc74c\ub9d0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>\uac15\ub0a8\uad6c, \uc11c\ucd08\uad6c, \uc1a1\ud30c\uad6c, \uc6a9\uc0b0\uad6c<\/strong>\ub97c \uc81c\uc678\ud55c \ubaa8\ub4e0 \uc9c0\uc5ed\uc758 \uaddc\uc81c\uac00 \ud480\ub838\uc2b5\ub2c8\ub2e4. \ub9cc\uc57d \uac15\ub0a8\uc758 \uaddc\uc81c\uac00 \ud480\ub9b0\ub2e4\uba74 \uadf8\ub550 \uc6b0\ub9ac\ub098\ub77c \uacbd\uc81c\uc5d0 \ud070 \uc704\uae30\uac00 \ubc1c\uc0dd\ud588\ub2e4\ub294 \ub73b\uc774\uaca0\uc8e0. \ubb3c\ub860 \ub610\ub2e4\uc2dc \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc774 \uacfc\uc5f4\ub418\uba74 \uaddc\uc81c \uc9c0\uc5ed\uc774 \uc0c8\ub86d\uac8c \uc9c0\uc815\ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc<strong> 2024\ub144\uc5d0\ub294 \ubd80\ub3d9\uc0b0 \uaddc\uc81c \uc9c0\uc5ed\uc774 \uc9c0\uae08\uacfc \ud06c\uac8c \ub2e4\ub974\uc9c0 \uc54a\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. <\/strong><\/p>\n\n\n\n<p>\uc6b0\ub9ac\ub098\ub77c\uc758 \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc740 \uc5ec\ub7ec \ubc88\uc758 \uc704\uae30\ub97c \uacaa\uc5c8\uc9c0\ub9cc <strong>\uafb8\uc900\ud55c \uc6b0\uc0c1\ud5a5<\/strong>\uc73c\ub85c\uc758 \uc0c1\uc2b9\uace1\uc120\uc744 \uadf8\ub9ac\uba70 \uc131\uc7a5\ud574 \uc654\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc9c0\ub09c \uba87 \ub144 \ub3d9\uc548 \uae09\uc0c1\uc2b9\uc73c\ub85c \ub9ce\uc740 \uc0ac\ud68c\ubb38\uc81c\uac00 \ubc1c\uc0dd\ud588\uc8e0. <\/p>\n\n\n\n<p>\uc9c0\uae08 \uc2dc\uae30\uc758 \uc544\ud30c\ud2b8 \uc2dc\uc138\ub294 \uc9d1\uc774 \uc544\ub2cc <strong>\uc720\ub2c8\ucf58\uc758 \uac00\uaca9<\/strong>\uc774 \ub418\uc5b4<strong> \ucd9c\uc0b0\uc728\uc758 \uac10\uc18c<\/strong>\uc5d0 \ud070 \uc6d0\uc774 \ub418\uace0 \uc788\uc73c\uba70, \ubd80\uc775\ubd80 \ube48\uc775\ube48\uc758 \ud604\uc0c1\uc744 \uac00\uc18d\ud558\uace0 \uc788\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\ud654\ubb34\uc2ed\uc77c\ud64d<\/strong>\uc774\ub77c\ub294 \ub9d0\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc601\uc6d0\ud55c \uac83\uc740 \uc5c6\ub2e4\ub294 \ub73b\uc774\uc8e0.<\/p>\n\n\n\n<p>\uad6d\ubbfc\ud559\uad50\uc5d0 \uc624\uc804\ubc18 \uc624\ud6c4\ubc18 60\uba85\uc73c\ub85c \uac00\ub4dd\ud558\ub358 \uc2dc\uc808\uc5d0\uc11c \uc774\uc81c\ub294 \ucd08\ub4f1\ud559\uad50 1\ud559\ub144 \ud559\uc0dd\uc774 \ud55c \ubc18\uc5d0 20\uba85\ub3c4 \uc548 \ub418\ub294 \uc2dc\ub300\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc778\uad6c\uc758 \uac10\uc18c\ub294 \uc774\ubbf8 \uc218\ub144 \uc804\uc5d0 \uc2dc\uc791\ub410\uc8e0. <strong>3\uae30 \uc2e0\ub3c4\uc2dc \uac1c\ubc1c<\/strong>\uacfc <strong>1\uae30 \uc2e0\ub3c4\uc2dc\uc758 \uc815\ube44 \uacc4\ud68d<\/strong>\uc758 \uc218\ub9bd\uc73c\ub85c <strong>\uc7a0\uc7ac\uc801\uc778 \uc8fc\ud0dd\uc758 \uacf5\uae09\ub7c9<\/strong>\uc774 \ucda9\ubd84\ud55c \uc2dc\uae30\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\uae08\ub9ac<\/strong>\ub294 \ub0b4\ub144\uc5d0\ub3c4 \ub0b4\ub824\uc62c \uae30\ubbf8\uac00 \uc548 \ubcf4\uc774\uba70, \uc6b0\ub9ac\ub098\ub77c\uc758 <strong>\uacbd\uc81c \uc131\uc7a5\ub960<\/strong>\uc740 \ub9e4\ud574 \ucd5c\uc800 \uae30\ub85d\uc744 \uacbd\uc2e0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc870\uae08 \ub9c8\uc74c\uc758<strong> \uc5ec\uc720<\/strong>\ub97c \uac00\uc9c0\uace0 \uae30\ub2e4\ub9ac\uc2dc\uba74 \ub0b4 \uc9d1 \ub9c8\ub828\ud558\uae30 \uc88b\uc740 \uc2dc\uc808\uc774 \uc62c\uc9c0\ub3c4 \ubaa8\ub974\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub0a0\uc744 \uae30\ub2e4\ub9ac\uba70&#8230;<\/p>\n\n\n\n<p>\uc77d\uc5b4\uc8fc\uc154\uc11c \uac10\uc0ac\ud569\ub2c8\ub2e4. <\/p>\n\n\n<div class=\"vlp-link-container vlp-layout-spotlight wp-block-visual-link-preview-link\"><a href=\"https:\/\/korearealestateinfo.com\/tax_info\/%eb%98%90-%ec%83%88%eb%a1%9c%ec%9a%b4-%ec%84%b8%ea%b8%88-%ec%9e%ac%ea%b1%b4%ec%b6%95-%ec%b4%88%ea%b3%bc-%ec%9d%b4%ec%9d%b5-%ed%99%98%ec%88%98%ec%a0%9c-%ec%9e%ac%ea%b1%b4%ec%b6%95-%eb%b6%80%eb%8b%b4\/\" class=\"vlp-link\" title=\"\ub610 \uc0c8\ub85c\uc6b4 \uc138\uae08, \uc7ac\uac74\ucd95 \ucd08\uacfc \uc774\uc775 \ud658\uc218\uc81c : \uc7ac\uac74\ucd95 \ubd80\ub2f4\uae08\"><\/a><div class=\"vlp-layout-zone-side\"><div class=\"vlp-block-4 vlp-link-image\"><img loading=\"lazy\" decoding=\"async\" style=\"max-width: 800px;\" width=\"800\" height=\"400\" src=\"https:\/\/korearealestateinfo.com\/wp-content\/uploads\/2023\/12\/\uc7ac\uac74\ucd95-\ubd80\ub2f4\uae08-\uc378\ub124\uc77c.webp\" class=\"attachment-large size-large\" alt=\"\"><\/div><\/div><div class=\"vlp-layout-zone-main\"><div class=\"vlp-block-0 vlp-link-title\">\ub610 \uc0c8\ub85c\uc6b4 \uc138\uae08, \uc7ac\uac74\ucd95 \ucd08\uacfc \uc774\uc775 \ud658\uc218\uc81c : \uc7ac\uac74\ucd95 \ubd80\ub2f4\uae08<\/div><div class=\"vlp-block-1 vlp-link-summary\">\uc624\ub298\uc740 \uc0c8\ub86d\uac8c \ubcc0\uacbd\ub41c \uc7ac\uac74\ucd95 \ucd08\uacfc \uc774\uc775 \ud658\uc218\uc81c\ub97c \uc801\uc6a9\ud574\uc11c \uc7ac\uac74\ucd95 \ubd80\ub2f4\uae08\uc744 \uacc4\uc0b0\ud558\ub294 \ubc29\ubc95\uc5d0 \ub300\ud574\uc11c \uc54c\uc544\ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/div><div class=\"vlp-block-2 vlp-link-button\">\ub354 \ubcf4\uae30<\/div><div class=\"vlp-block-3 vlp-link-url\">korearealestateinfo.com<\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>\uc624\ub298\uc740 \ubd80\ub3d9\uc0b0 \uac70\ub798\uc2dc \uc5c4\uccad\ub09c \ubd88\uc774\uc775\uc774 \ubc1c\uc0dd\ud558\ub294 \uc870\uc815\ub300\uc0c1\uc9c0\uc5ed\uacfc \ud22c\uae30\uacfc\uc5f4\uc9c0\uad6c, \ud22c\uae30\uc9c0\uc5ed\uc5d0 \ub300\ud574\uc11c \uc54c\uc544\ubcf4\ub3c4\ub85d 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