{"id":1624,"date":"2024-05-15T19:01:59","date_gmt":"2024-05-15T10:01:59","guid":{"rendered":"https:\/\/korearealestateinfo.com\/?p=1624"},"modified":"2024-05-16T03:56:45","modified_gmt":"2024-05-15T18:56:45","slug":"%ec%a0%84%ec%84%b8%eb%b3%b4%ec%a6%9d%ea%b8%88%eb%b0%98%ed%99%98%eb%b3%b4%ec%a6%9d-%ec%a0%84%ec%84%b8%ec%82%ac%ea%b8%b0%eb%8a%94-%ec%9d%b4%ec%a0%9c-%ea%b7%b8%eb%a7%8c","status":"publish","type":"post","link":"https:\/\/korearealestateinfo.com\/real_estate_info\/%ec%a0%84%ec%84%b8%eb%b3%b4%ec%a6%9d%ea%b8%88%eb%b0%98%ed%99%98%eb%b3%b4%ec%a6%9d-%ec%a0%84%ec%84%b8%ec%82%ac%ea%b8%b0%eb%8a%94-%ec%9d%b4%ec%a0%9c-%ea%b7%b8%eb%a7%8c\/","title":{"rendered":"\uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d : \uc804\uc138\uc0ac\uae30\ub294 \uc774\uc81c \uadf8\ub9cc"},"content":{"rendered":"\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<p>\uc6b0\ub9ac\ub098\ub77c\uc5d0\ub294 <strong>\uc804\uc138<\/strong>\ub77c\ub294 \ud2b9\uc774\ud55c <strong>\uc8fc\ud0dd \uc784\ub300 \uc81c\ub3c4<\/strong>\uac00 \uc874\uc7ac\ud569\ub2c8\ub2e4. <\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_72 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\ucf58\ud150\uce20<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/korearealestateinfo.com\/real_estate_info\/%ec%a0%84%ec%84%b8%eb%b3%b4%ec%a6%9d%ea%b8%88%eb%b0%98%ed%99%98%eb%b3%b4%ec%a6%9d-%ec%a0%84%ec%84%b8%ec%82%ac%ea%b8%b0%eb%8a%94-%ec%9d%b4%ec%a0%9c-%ea%b7%b8%eb%a7%8c\/#%EC%A0%84%EC%84%B8%EB%B3%B4%EC%A6%9D%EA%B8%88%EB%B0%98%ED%99%98%EB%B3%B4%EC%A6%9D\" title=\"\uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d\">\uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/korearealestateinfo.com\/real_estate_info\/%ec%a0%84%ec%84%b8%eb%b3%b4%ec%a6%9d%ea%b8%88%eb%b0%98%ed%99%98%eb%b3%b4%ec%a6%9d-%ec%a0%84%ec%84%b8%ec%82%ac%ea%b8%b0%eb%8a%94-%ec%9d%b4%ec%a0%9c-%ea%b7%b8%eb%a7%8c\/#%EC%A0%84%EC%84%B8%EB%B3%B4%EC%A6%9D%EA%B8%88%EB%B0%98%ED%99%98%EB%B3%B4%EC%A6%9D%EC%9D%84_%EC%9A%B4%EC%98%81%ED%95%98%EB%8A%94_%EA%B3%B5%EC%82%AC\" title=\"\uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d\uc744 \uc6b4\uc601\ud558\ub294 \uacf5\uc0ac\">\uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d\uc744 \uc6b4\uc601\ud558\ub294 \uacf5\uc0ac<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/korearealestateinfo.com\/real_estate_info\/%ec%a0%84%ec%84%b8%eb%b3%b4%ec%a6%9d%ea%b8%88%eb%b0%98%ed%99%98%eb%b3%b4%ec%a6%9d-%ec%a0%84%ec%84%b8%ec%82%ac%ea%b8%b0%eb%8a%94-%ec%9d%b4%ec%a0%9c-%ea%b7%b8%eb%a7%8c\/#%EC%A0%84%EC%84%B8%EB%B3%B4%EC%A6%9D%EA%B8%88%EB%B0%98%ED%99%98%EB%B3%B4%EC%A6%9D_%EB%B3%B4%EC%A6%9D%EB%A3%8C_%EC%A7%80%EC%9B%90%EC%82%AC%EC%97%85\" title=\"\uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d \ubcf4\uc99d\ub8cc \uc9c0\uc6d0\uc0ac\uc5c5\">\uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d \ubcf4\uc99d\ub8cc \uc9c0\uc6d0\uc0ac\uc5c5<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/korearealestateinfo.com\/real_estate_info\/%ec%a0%84%ec%84%b8%eb%b3%b4%ec%a6%9d%ea%b8%88%eb%b0%98%ed%99%98%eb%b3%b4%ec%a6%9d-%ec%a0%84%ec%84%b8%ec%82%ac%ea%b8%b0%eb%8a%94-%ec%9d%b4%ec%a0%9c-%ea%b7%b8%eb%a7%8c\/#%EB%A7%BA%EC%9D%8C%EB%A7%90\" title=\"\ub9fa\uc74c\ub9d0\">\ub9fa\uc74c\ub9d0<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n\n<p>\ub9e4\uc6d4 \uc784\ub300\ub8cc\ub97c \uc9c0\ubd88\ud558\ub294 \ud615\ud0dc\uc758 \uc784\ub300\ucc28\uacc4\uc57d\uc774 \uc544\ub2cc, \uc8fc\ud0dd\uc744 \ube4c\ub824 \uc785\uc8fc\ud560 \ub54c, \uace0\uc561\uc758 \ubcf4\uc99d\uae08\uc744 \uc9d1\uc8fc\uc778\uc5d0\uac8c \ube4c\ub824\uc8fc\ub294 \uacc4\uc57d\uc774\uc8e0. <\/p>\n\n\n\n<p>\uc9d1\uc8fc\uc778\uc758 \uc785\uc7a5\uc5d0\uc11c\ub294 <strong>\uc774\uc790 \uc5c6\uc774 \ud070 \uae08\uc561\uc758 \uc790\ubcf8\uc744 \uc6b4\uc6a9<\/strong>\ud560 \uc218 \uc788\uace0, \uc9d1\uc744 \ube4c\ub824 \ub4e4\uc5b4 \uac00\ub294 \uc784\ub300\uc778\uc758 \uc785\uc7a5\uc5d0\uc11c\ub294 <strong>\ub9e4\ub2ec \uc784\ub300\ub8cc\ub97c \uc9c0\ubd88\ud558\uc9c0 \uc54a\uc544\ub3c4 \ub418\ub2c8<\/strong> \uc11c\ub85c\uc5d0\uac8c \uc88b\uc740 \uc81c\ub3c4\ub85c \uc624\ub79c \uae30\uac04 \uc548\uc815\uc801\uc73c\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\ub358 \uc8fc\ud0dd\uc784\ub300\uc81c\ub3c4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc, \uc0ac\uc2e4\uc0c1 \uac1c\uc778 \uac04 <strong>\ub2f4\ubcf4\ub300\ucd9c<\/strong>\uc5d0 \uac00\uae4c\uc6b4 <strong>\uc0ac\uae08\uc735\uc758 \uc131\uaca9<\/strong>\uc744 \uad50\ubb18\ud558\uac8c \ud65c\uc6a9\ud55c <strong>\uc0ac\uae30\uafbc<\/strong>\ub4e4\ub85c \uc778\ud574 \uc218\ub144 \uc804\ubd80\ud130 \uc804\uc138\uc81c\ub3c4\uc758 \uadfc\uac04\uc774 \ud754\ub4e4\ub9ac\uace0 \uc788\ub294 \uc0c1\ud669\uc774\uc8e0.<\/p>\n\n\n\n<p>\uc804\uc138 \uc81c\ub3c4\ub294 \uc774\ubbf8 \uad6d\uac00\uc758 \uc8fc\uac70\ubcf5\uc9c0 \uc81c\ub3c4\uc5d0\ub3c4 \ud65c\uc6a9\ub420 \ub9cc\ud07c \ubfcc\ub9ac \uae4a\uac8c \uc790\ub9ac \uc7a1\uc740 \uc2dc\uc2a4\ud15c\uc774\uae30\uc5d0 \uc774 \uc81c\ub3c4\uac00 \ubb34\ub108\uc9c0\uba74 \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc5d0 \ud070 \ud30c\uc7a5\uc774 \uc62c \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uc804\uc138\uc81c\ub3c4\ub97c \uc548\uc815\ud654\ud558\uace0 \uc804\uc138 \uc138\uc785\uc790\ub97c \ubcf4\ud638\ud558\uae30 \uc704\ud574 \uc815\ubd80\uc5d0\uc11c <strong>\uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d<\/strong> \uc0c1\ud488\uc744 \uc0c8\ub86d\uac8c \uc815\ube44\ud588\ub294\ub370\uc694, \uadfc\ub798\uc5d0 \uc815\ube44\ub41c \uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d \uc0c1\ud488\uc740 \ubb34\uc5c7\uc774 \uc788\uace0, \uc5b4\ub5bb\uac8c \uc774\uc6a9\ud574\uc57c \ud558\ub294\uc9c0 \uc790\uc138\ud558\uac8c \uc54c\uc544\ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/korearealestateinfo.com\/wp-content\/uploads\/2024\/05\/scott-graham-OQMZwNd3ThU-unsplash.webp\" alt=\"\" class=\"wp-image-1625\"><\/figure>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A0%84%EC%84%B8%EB%B3%B4%EC%A6%9D%EA%B8%88%EB%B0%98%ED%99%98%EB%B3%B4%EC%A6%9D\"><\/span>\uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc804\uc138 \uacc4\uc57d\uc744 \ud558\uba74 <strong>\uc8fc\ud0dd \uc2dc\uc138\uc758 50%~80%<\/strong>\uae4c\uc9c0 \ud070 \ubaa9\ub3c8\uc744 \uc9d1\uc8fc\uc778\uc5d0\uac8c <strong>\ubcf4\uc99d\uae08<\/strong>\uc73c\ub85c \ube4c\ub824\uc8fc\uac8c \ub418\ub294\ub370\uc694, \ubcf4\ud1b5 \uc9d1\uc8fc\uc778\ub4e4\uc740 \ub2e4\uc74c \uacc4\uc57d\uc774 \ub9cc\ub8cc\ub418\uc5b4\ub3c4 <strong>\ub2e4\uc74c \uc138\uc785\uc790\uc5d0\uac8c \ubcf4\uc99d\uae08\uc744 \ubc1b\uc544\uc11c \uc9c0\uae09\ud560 \uc0dd\uac01<\/strong>\uc73c\ub85c \uadf8 \ub3c8\uc744 \uc0ac\uc6a9\ud574 \ubc84\ub9ac\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc5b4\ucc28\ud53c \uc138\uc785\uc790\ub9cc \uacc4\uc18d \uad6c\ud560 \uc218 \uc788\uc73c\uba74 \ubcf4\uc99d\uae08\uc744 \ubc18\ud658\ud560 \uc77c\uc774 \ubc1c\uc0dd\ud558\uc9c0 \uc54a\uae30 \ub54c\ubb38\uc774\uc8e0. <\/p>\n\n\n\n<p>\uadf8\ub807\uc9c0\ub9cc, \uacc4\uc57d \uae30\uac04\uc774 \uc885\ub8cc\ub41c \uc774\ud6c4\uc5d0\ub3c4 \uc138\uc785\uc790\ub97c \uad6c\ud558\uc9c0 \ubabb\ud558\uac70\ub098, \ub2e4\ub978 \ubc29\ubc95\uc73c\ub85c\ub3c4 \ubcf4\uc99d\uae08\uc744 \ubc18\ud658\ud574 \uc904 \uc218 \uc5c6\uac8c \ub418\uba74 \uc758\ub3c4\uce58 \uc54a\uc740 <strong>\uc804\uc138 \uc0ac\uae30\uc758 \uac00\ud574\uc790<\/strong>\uac00 \ub418\uc5b4\ubc84\ub9ac\ub294 \uac83\uc774\uc8e0.<\/p>\n\n\n\n<p>\ubb3c\ub860 \ubd80\ub3d9\uc0b0 \uc2dc\uc7a5\uc774 \uce68\uccb4\ub418\uba70 <strong>\ubd84\uc591\ub418\uc9c0 \uc54a\ub294 \uc2e0\ucd95 \uc8fc\ud0dd\uc744 \uc804\uc138\ub85c \uacc4\uc57d<\/strong>\ud55c \ud6c4 \uc740\ud589\uc5d0\uc11c\uc758 \ub300\ucd9c\uae08\uacfc \uc804\uc138 \ubcf4\uc99d\uae08\uc744 \ubaa8\ub450 \uac00\uc9c0\uace0 \uc7a0\uc801\ud574 \ubc84\ub9ac\ub294 \uc545\uc9c8 \uc0ac\uae30\ud589\uc704\ub3c4 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub7f0 \uacbd\uc6b0 \uc804\uc138 \ubcf4\uc99d\uae08\uc744 \ub3cc\ub824\ubc1b\uc9c0 \ubabb\ud558\ub294 <strong>\uc138\uc785\uc790\ub97c \ubcf4\ud638\ud558\uae30 \uc704\ud574 <\/strong>\ub9cc\ub4e4\uc5b4\uc9c4 \uad6d\uac00\uac00 \uc6b4\uc601\ud558\ub294 \ubcf4\uc99d \ubcf4\ud5d8 \ud615\ud0dc\uc758 \uc0c1\ud488\uc774 \ubc14\ub85c <strong>\uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A0%84%EC%84%B8%EB%B3%B4%EC%A6%9D%EA%B8%88%EB%B0%98%ED%99%98%EB%B3%B4%EC%A6%9D%EC%9D%84_%EC%9A%B4%EC%98%81%ED%95%98%EB%8A%94_%EA%B3%B5%EC%82%AC\"><\/span>\uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d\uc744 \uc6b4\uc601\ud558\ub294 \uacf5\uc0ac<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc6b0\ub9ac\ub098\ub77c\uc5d0\uc11c\ub294 <strong>\uc8fc\ud0dd\ub3c4\uc2dc\ubcf4\uc99d\uacf5\uc0ac<\/strong>, <strong>\ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac<\/strong>, <strong>\uc11c\uc6b8\ubcf4\uc99d\ubcf4\ud5d8<\/strong>\uc5d0\uc11c \uac01\uac01 <strong>\uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d<\/strong>\uc744 \uc6b4\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubaa8\ub450 \uc815\ubd80\uc5d0\uc11c \uc6b4\uc601\ud558\ub294 \uacf5\uae30\uc5c5\uc774\uae30\ub294 \ud558\uc9c0\ub9cc \uae30\ubcf8\uc801\uc73c\ub85c \ubcf4\ud5d8\ud68c\uc0ac\uc774\uae30\uc5d0 <strong>\uc218\uc775\uad6c\uc870<\/strong>\ub97c \uac00\uc9c0\uace0 \uc788\uc73c\uba70 \uadf8\uc5d0 \ub530\ub978 \ubcf4\uc99d\ubcf4\ud5d8\uc5d0 \uac00\uc785\ud558\uae30 \uc704\ud55c <strong>\ubcf4\uc99d\ub8cc<\/strong>\uc758 \ucc28\uc774\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-regular\"><table><thead><tr><th>\uad6c\ubd84<\/th><th>\uc8fc\ud0dd\ub3c4\uc2dc\ubcf4\uc99d\uacf5\uc0ac(HUG)<\/th><th>\ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac(HF)<\/th><th>\uc11c\uc6b8\ubcf4\uc99d\ubcf4\ud5d8(SGI)<\/th><\/tr><\/thead><tbody><tr><td>\ubcf4\uc99d \ud55c\ub3c4<\/td><td>\uc8fc\ud0dd\uac00\uaca9*\ub2f4\ubcf4\uc778\uc815\ube44\uc728(90%) &#8211; \uc120\uc21c\uc704\ucc44\uad8c \ub4f1<br>\uac31\uc2e0\ubcf4\uc99d\uc758 \uacbd\uc6b0 \ub2f4\ubcf4\uc778\uc815\ube44\uc728 90% \uc801\uc6a9<\/td><td><strong>7\uc5b5 \uc6d0<\/strong>(\uc11c\uc6b8\/\uacbd\uae30\/\uc778\ucc9c \uc774\uc678\uc758 \uc9c0\uc5ed\uc740 <strong>5\uc5b5 \uc6d0<\/strong>)<br><br>\ub2e8\ub3c5, \ub2e4\uac00\uad6c : \uc120\uc21c\uc704\ucc44\uad8c \ucd1d\uc561\uc740 \uc8fc\ud0dd \uac00\uc561\uc758 80% \uc774\ub0b4,<br> \uc120\uc21c\uc704 \uadfc\uc800\ub2f9\uad8c \uc124\uc815\uc561\uc740 \uc8fc\ud0dd \uac00\uc561\uc758 60% \uc774\ub0b4(\ub3d9\uc2dc \ucda9\uc871)<br>\ub2e8\ub3c5, \ub2e4\uac00\uad6c \uc678 : \uc120\uc21c\uc704\ucc44\uad8c \ucd1d\uc561\uc740 \uc8fc\ud0dd \uac00\uc561\uc758 60% \uc774\ub0b4<\/td><td>\uc544\ud30c\ud2b8 \uc774\uc678 \uc8fc\ud0dd\uc740 \uc784\ucc28\ubcf4\uc99d\uae08 <strong>10\uc5b5 \uc6d0<\/strong>\uae4c\uc9c0 \ubcf4\uc7a5<\/td><\/tr><tr><td>\ubcf4\uc99d \ub300\uc0c1<\/td><td>\ub2e8\ub3c5, \ub2e4\uac00\uad6c, \ub2e4\uc911, \uc5f0\ub9bd, \ub2e4\uc138\ub300\uc8fc\ud0dd, <br>\ub178\uc778\ubcf5\uc9c0 \uc8fc\ud0dd, \uc8fc\uac70\uc6a9 \uc624\ud53c\uc2a4\ud154, \uc544\ud30c\ud2b8<\/td><td>\uac00\uc555\ub958, \uac00\ucc98\ubd84, \uacbd\ub9e4 \ub4f1\uc774 \uc5c6\ub294 \uc8fc\ud0dd\uc73c\ub85c \uc0b0\uc815 \uac00\uaca9\uc774 <strong>12\uc5b5 \uc6d0<\/strong> \uc774\ud558\uc774\uace0, \ubd80\ub3d9\uc0b0 \ub4f1\uae30\uc0ac\ud56d\uc804\ubd80\uc99d\uba85\uc11c\uc758 \ubc1c\uae09\uc774 \uac00\ub2a5\ud55c \uac74\ucd95\ubb3c<\/td><td>\uc544\ud30c\ud2b8, \uc624\ud53c\uc2a4\ud154, \uc5f0\ub9bd, \ub2e4\uc138\ub300, \ub3c4\uc2dc\ud615\uc0dd\ud65c\uc8fc\ud0dd, \ub2e8\ub3c5, \ub2e4\uac00\uad6c<\/td><\/tr><tr><td>\ubcf4\uc99d\ub8cc\uc728<\/td><td>\uc8fc\ud0dd \uc720\ud615\uc5d0 \ub530\ub77c \uc5f0 <strong>0.115% ~ 0.154%<\/strong><\/td><td>\uc6b0\ub300 \uac00\uad6c \uc5ec\ubd80 \ub4f1\uc5d0 \ub530\ub77c \uc5f0 <strong>0.02% ~ 0,04%<\/strong> \ucc28\ub4f1 \uc801\uc6a9<\/td><td>\uc544\ud30c\ud2b8 : \uc5f0 <strong>0.183%<\/strong><br>\uae30\ud0c0 \uc8fc\ud0dd : \uc5f0 <strong>0.208%<\/strong><\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d \ubcf4\uc99d\ub8cc \ube44\uad50<\/figcaption><\/figure>\n\n\n\n<p><strong>\ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac<\/strong>\uc758 \uacbd\uc6b0 \ubcf4\uc99d\uc218\uc218\ub8cc\uac00 \uac00\uc7a5 \uc800\ub834\ud558\uba70, <strong>\uc11c\uc6b8\ubcf4\uc99d\ubcf4\ud5d8<\/strong>\uc740 \uac00\uc785 \uc870\uac74\uc774 \uac00\uc7a5 \uc720\uc5f0\ud569\ub2c8\ub2e4. \uc804\uc138\ub300\ucd9c\uacfc \ud568\uaed8 \uc804\uc138\ubc18\ud658\ubcf4\uc99d\ubcf4\ud5d8\uae4c\uc9c0 \uac00\uc785\ud558\uc2e4 \uc0c1\ud669\uc774\uba74 <strong>\uc8fc\ud0dd\ub3c4\uc2dc\ubcf4\uc99d\uacf5\uc0ac<\/strong>\uac00 \uac00\uc7a5 \uc801\ud569\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.khug.or.kr\/hug\/web\/ig\/dr\/igdr000001.jsp\" rel=\"noopener\">\uc8fc\ud0dd\ub3c4\uc2dc\ubcf4\uc99d\uacf5\uc0ac(HUG) \ubc14\ub85c\uac00\uae30 \ud074\ub9ad<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.hf.go.kr\/ko\/sub02\/sub02_05_01.do\" data-type=\"link\" data-id=\"https:\/\/www.hf.go.kr\/ko\/sub02\/sub02_05_01.do\" rel=\"noopener\">\ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac(HF) \ubc14\ub85c\uac00\uae30 \ud074\ub9ad<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.sgic.co.kr\/chp\/iutf\/hp\/insurance\/CHPINFO002VM0_06.mvc?q_insrnSrlno=112\" data-type=\"link\" data-id=\"https:\/\/www.sgic.co.kr\/chp\/iutf\/hp\/insurance\/CHPINFO002VM0_06.mvc?q_insrnSrlno=112\" rel=\"noopener\">\uc11c\uc6b8\ubcf4\uc99d\ubcf4\ud5d8(SGI) \ubc14\ub85c\uac00\uae30 \ud074\ub9ad<\/a><\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EC%A0%84%EC%84%B8%EB%B3%B4%EC%A6%9D%EA%B8%88%EB%B0%98%ED%99%98%EB%B3%B4%EC%A6%9D_%EB%B3%B4%EC%A6%9D%EB%A3%8C_%EC%A7%80%EC%9B%90%EC%82%AC%EC%97%85\"><\/span>\uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d \ubcf4\uc99d\ub8cc \uc9c0\uc6d0\uc0ac\uc5c5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d \ubcf4\uc99d\ub8cc\ub294 \uc0ac\uc2e4 \ubd80\ub3d9\uc0b0 \uac70\ub798 \ube44\uc6a9\uc5d0 \uc18d\ud569\ub2c8\ub2e4. \ub9e4\ub144 \ubd80\uacfc\ub418\ub294 \ube44\uc6a9\uc774\uae30\uc5d0 \uc544\ubb34\ub9ac \uc801\uc740 \ubcf4\uc99d\ub8cc\uc728\uc774\ub77c\uace0 \ud574\ub3c4 \ubd80\ub2f4\uc774 \uc5c6\uc744 \uc218 \uc5c6\uc8e0. \uc774\uc5d0 \uc815\ubd80\uc5d0\uc11c\ub294 \uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d \ubcf4\uc99d\ub8cc \uc9c0\uc6d0\uc0ac\uc5c5\uc744 \uc2dc\ud589 \uc911\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\uc804\uc138\ubcf4\uc99d\uae08\uc774 3\uc5b5 \uc6d0 \uc774\ud558<\/strong>\uc774\uace0, <strong>\uc5f0 \uc18c\ub4dd 5\ucc9c\ub9cc \uc6d0 \uc774\ud558\uc778 \ubb34\uc8fc\ud0dd \uccad\ub144<\/strong> \ub610\ub294 <strong>\uc5f0 \uc18c\ub4dd 6\ucc9c\ub9cc \uc6d0 \uc774\ud558\uc778 \ubb34\uc8fc\ud0dd \uc77c\ubc18\uc778<\/strong>\uc5d0\uac8c \ucd5c\ub300 30\ub9cc \uc6d0\uae4c\uc9c0 \uc9c0\uc6d0\ud574\uc8fc\ub294 \uc0ac\uc5c5\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p><strong>\uc815\ubd8024<\/strong>\ub97c \ud1b5\ud574 \uc9c0\uc6d0\ud560 \uc218 \uc788\uc73c\uba70 \uc790\uc138\ud55c \uc870\uac74\uc740 <a href=\"https:\/\/www.molit.go.kr\/USR\/NEWS\/m_72\/dtl.jsp?lcmspage=1&amp;id=95089496\" data-type=\"link\" data-id=\"https:\/\/www.molit.go.kr\/USR\/NEWS\/m_72\/dtl.jsp?lcmspage=1&amp;id=95089496\" rel=\"noopener\"><strong>\uad6d\ud1a0\uad50\ud1b5\ubd80<\/strong><\/a>\uc5d0\uc11c \ud655\uc778 \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%EB%A7%BA%EC%9D%8C%EB%A7%90\"><\/span>\ub9fa\uc74c\ub9d0<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>\uc804\uc138 \uc0ac\uae30<\/strong>\uac00 \uc65c \uadfc\ub798\uc5d0 \ub4e4\uc5b4 \ud654\ub450\uac00 \ub41c \uac83\uc77c\uae4c\uc694? \uc608\uc804\uc5d0\ub294 <strong>\uacc4\uc57d\uc11c<\/strong>\ub9cc \uc788\uc73c\uba74 \uc548\uc2ec\ud560 \uc218 \uc788\uc5c8\ub294\ub370 \ub9d0\uc774\uc8e0.<\/p>\n\n\n\n<p>\uac1c\uc778\uc801\uc778 \uc0dd\uac01\uc73c\ub85c\ub294 <strong>\uae08\uc735\uae30\uc5c5\ub4e4\uc758 \uc218\uc775\uc744 \uadf9\ub300\ud654<\/strong>\ud558\uae30 \uc704\ud55c \uc804\ub7b5\uc5d0 <strong>\uc77c\ubc18\uc778\ub4e4\uc774 \ud53c\ud574\ub294 \ubcf4\uace0 \uc788\ub294 \uad6c\uc870<\/strong>\ub77c\uace0 \uc0dd\uac01\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc804\uc138 \uacc4\uc57d\uc11c\ub77c\ub294 \uac83\uc740 \ucc28\uc6a9\uc99d\uc758 \uc131\uaca9\ub3c4 \uac00\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\ud0dd\uc744 \ub2f4\ubcf4\ub85c \uc810\uac70\ud558\uba70 \uadf8\uc5d0 \ub300\ud55c \ubcf4\uc99d\uc73c\ub85c \ub3c8\uc744 \ube4c\ub824\uc8fc\ub294 \uacc4\uc57d\uc774\uae30 \ub54c\ubb38\uc774\uc8e0.<\/p>\n\n\n\n<p>\uc804\uc138 \ubcf4\uc99d\uae08\uc744 \ub3cc\ub824\uc8fc\uc9c0 \ubabb\ud558\uba74, \uc9d1\uc744 \ubc1b\uc73c\uba74 \ub418\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4. \uc560\ucd08\uc5d0 \ub2f4\ubcf4\uac00 \uc8fc\ud0dd\uc774\uae30 \ub54c\ubb38\uc774\uc8e0. <\/p>\n\n\n\n<p>\uadf8\ub9ac\uace0 \uc804\uc138 \ubcf4\uc99d\uae08\uc740 \uadfc\ubcf8\uc801\uc73c\ub85c \uc8fc\ud0dd\uc758 \uc2dc\uc138\ubcf4\ub2e4 \ud074 \uc218 \uc5c6\uae30 \ub54c\ubb38\uc5d0 \uc804\uc138 \ubcf4\uc99d\uae08\uc744 \ub3cc\ub824\ubc1b\uc9c0 \ubabb\ud574 \uc8fc\ud0dd\uc744 \ub300\uc2e0 \ubc1b\uac8c \ub418\uba74 \uc138\uc785\uc790\ub294 \uc804\uc138\uac00\uc561\ubcf4\ub2e4 \ub192\uc740 \uac00\uce58\uc778 \uc8fc\ud0dd\uc744 \ud68d\ub4dd\ud558\uac8c \ub418\ub294 \uc774\ub4dd\uc744 \ubcfc \uc218 \uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uc9c0\uae08\uc740 <strong>\uc8fc\ud0dd\uc758 \uc8fc\uc778\uacfc \uc138\uc785\uc790 \uc0ac\uc774\uc5d0 \uae08\uc735\uc0ac<\/strong>\ub4e4\uc774 \uc790\ub9ac \uc7a1\uace0 \uc788\uc8e0. <\/p>\n\n\n\n<p>\uc804\uc138 \uc138\uc785\uc790\uac00 \uc788\ub294 \uc0c1\ud669\uc5d0\uc11c\ub3c4 \uc9d1\uc8fc\uc778\uc774 \ud1a0\uc9c0\ub97c \ub2f4\ubcf4\ub85c \ub300\ucd9c\uc744 \ubc1b\ub294\ub2e4\uac70\ub098, \ubd80\ub3d9\uc0b0 \uc2dc\uc138 \uc0c1\uc2b9\uae30\uc5d0 \uc8fc\ud0dd \uac00\uc561\uacfc \uc804\uc138\ubcf4\uc99d\uae08\uc758 \ucc28\uc561\uc744 \ube4c\ub824\uc8fc\uace0 \uc774\ub4dd\uc744 \ucc59\uae30\ub294 \uad6c\uc870\ub85c \uc6b4\uc601\ud558\uba70 \uc0ac\uace0\uac00 \ubc1c\uc0dd\ud558\uba74 <strong>\ub300\ubd80\ubd84\uc758 \ud53c\ud574\uac00 \uc138\uc785\uc790\uc5d0\uac8c \uac00\ub3c4\ub85d \uc124\uacc4<\/strong>\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uadf8\ub7f0 \uae08\uc735\ud68c\uc0ac\uc640 \ubcf4\ud5d8\ud68c\uc0ac\uac00 \uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d\ubcf4\ud5d8\uc774\ub77c\ub294 \uc0c1\ud488\uc73c\ub85c \uc5ec\ub7ec\ubd84\uc5d0\uac8c \ub610 <strong>\ub2e4\ub978 \ube44\uc6a9\uc744 \uc9c0\ubd88<\/strong>\ud558\ub3c4\ub85d \ub9cc\ub4e0 \uac83\uc774 \uc9c0\uae08\uc758 \ubaa8\uc2b5\uc774\uc8e0.<\/p>\n\n\n\n<p>\uacc4\uc57d\uc11c \uc790\uccb4\uac00 \ubcf4\uc99d\uc778\ub370, \uadf8 <strong>\uacc4\uc57d\uc744 \ubcf4\uc99d\ud558\ub294 \ubcf4\ud5d8<\/strong>\uc744 \ub9cc\ub4e4\uace0, \uadf8 <strong>\uacc4\uc57d\uc11c\ub97c \ubcf4\uc99d\ud558\ub294 \ubcf4\ud5d8\uc758 \uc9c0\uae09\uc744 \ubcf4\uc99d\ud558\ub294 \ubcf4<\/strong>\ud5d8\uc744 \ub9cc\ub4e4\uace0&#8230;<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \ub0b4 \uc790\uc0b0\uc744 \uc9c0\ucf1c\uc57c \ud558\ub2c8 \uc6b8\uba70 \uaca8\uc790 \uba39\uae30\ub85c \uadf8 \ube44\uc2fc <strong>\ubcf4\uc99d\ubcf4\ud5d8\ub8cc<\/strong>\ub97c \uc9c0\uae09\ud558\uba70 \ubcf4\uc99d\uc744 \ubc1b\uace0 \uc788\ub294 \ud604\uc2e4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubb3c\ub860 \uc804\uc138 \uc0ac\uae30\uac00 \uc0ac\ud68c\ubb38\uc81c\uac00 \ub41c \uac00\uc7a5 \ud070 \uc774\uc720\ub294 <strong>\uc911\uc18c \uac74\uc124 \uc2dc\ud589\uc0ac<\/strong>\ub54c\ubb38\uc785\ub2c8\ub2e4\ub9cc, \uadf8\uac83\uc870\ucc28 \uae4a\uac8c \uc0dd\uac01\ud574\ubcf4\uba74 <strong>\uc740\ud589\uc774 \uc27d\uac8c PF\ub97c \uc9c4\ud589<\/strong>\ud574 \uc8fc\uace0 <strong>\uc740\ud589\uc740 \uc2a4\uc2a4\ub85c \uc190\ud574 \ubcf4\uc9c0 \uc54a\ub294 \ud3ec\uc9c0\uc158<\/strong>\uc5d0\uc11c <strong>\uace0\uc561\uc758 \uc774\ub4dd<\/strong>\uc744 \ub0a8\uae30\uae30 \ub54c\ubb38\uc5d0 \ubc1c\uc0dd\ud558\ub294 \uac83\uc774\ub77c \ubcfc \uc218 \uc788\uc8e0.<\/p>\n\n\n\n<p><strong>\uc81c\ub3c4\ub97c \uc704\ud55c \uc81c\ub3c4, \ubcf4\uc99d\uc744 \ubcf4\uc99d\ud558\uae30 \uc704\ud55c \ubcf4\ud5d8<\/strong>&#8230;.\uc774\ub7f0 \uac83\ub4e4\uc774 \uc5c6\ub294 \uc0ac\ud68c\ub97c \ubc14\ub77c\uae30\uc5d0\ub294 \ub108\ubb34 \ub2a6\uc740 \uac83\uc77c\uae4c\uc694?<\/p>\n\n\n\n<p>\uc77d\uc5b4\uc8fc\uc154\uc11c \uac10\uc0ac\ud569\ub2c8\ub2e4.<\/p>\n<\/div><\/div>\n\n\n<div class=\"vlp-link-container vlp-layout-spotlight wp-block-visual-link-preview-link\"><a href=\"https:\/\/korearealestateinfo.com\/real_estate_info\/%ec%a0%84%ec%84%b8%ec%82%ac%ea%b8%b0-%ea%b7%b9%eb%b3%b5-%ec%a0%84%ec%84%b8-%eb%b0%94%eb%a1%9c%ec%95%8c%ea%b8%b0\/\" class=\"vlp-link\" title=\"\uc804\uc138\uc0ac\uae30 \uadf9\ubcf5 \uc804\uc138 \ubc14\ub85c\uc54c\uae30\"><\/a><div class=\"vlp-layout-zone-side\"><div class=\"vlp-block-4 vlp-link-image\"><img loading=\"lazy\" decoding=\"async\" style=\"max-width: 800px;\" width=\"800\" height=\"400\" src=\"https:\/\/korearealestateinfo.com\/wp-content\/uploads\/2023\/10\/\uc804\uc138\uc0ac\uae30-\uc804\uc138-\uc378\ub124\uc77c.webp\" class=\"attachment-large size-large\" alt=\"\"><\/div><\/div><div class=\"vlp-layout-zone-main\"><div class=\"vlp-block-0 vlp-link-title\">\uc804\uc138\uc0ac\uae30 \uadf9\ubcf5 \uc804\uc138 \ubc14\ub85c\uc54c\uae30<\/div><div class=\"vlp-block-1 vlp-link-summary\">\uc804\uc138\ub77c\ub294 \ub2e8\uc5b4\ub97c \uac80\uc0c9\ud574\uc11c \ub4e4\uc5b4\uc624\uc2e0 \uc5ec\ub7ec\ubd84\uc744 \uc704\ud574 \uc774\ud574\ud558\uae30 \uc27d\ub3c4\ub85d, \uae30\uc5b5\ub418\ub3c4\ub85d \uc804\uc138\uc640 \uc804\uc138\uc0ac\uae30\ub97c \ud53c\ud558\ub294 \ubc95\uc5d0 \ub300\ud558\uc5ec \uc774\uc57c\uae30 \ud574\ubcfc\uae4c \ud569\ub2c8\ub2e4.<\/div><div class=\"vlp-block-2 vlp-link-button\">\ub354 \ubcf4\uae30<\/div><div class=\"vlp-block-3 vlp-link-url\">korearealestateinfo.com<\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>\uc804\uc138\uc81c\ub3c4\ub97c \uc548\uc815\ud654\ud558\uace0 \uc804\uc138 \uc138\uc785\uc790\ub97c \ubcf4\ud638\ud558\uae30 \uc704\ud574 \uc815\ubd80\uc5d0\uc11c \uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d \uc0c1\ud488\uc744 \uc0c8\ub86d\uac8c \uc815\ube44\ud588\ub294\ub370\uc694, \uadfc\ub798\uc5d0 \uc815\ube44\ub41c \uc804\uc138\ubcf4\uc99d\uae08\ubc18\ud658\ubcf4\uc99d \uc0c1\ud488\uc740 \ubb34\uc5c7\uc774 \uc788\uace0, \uc5b4\ub5bb\uac8c \uc774\uc6a9\ud574\uc57c \ud558\ub294\uc9c0 \uc790\uc138\ud558\uac8c \uc54c\uc544\ubcf4\ub3c4\ub85d 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